Privacy Policy

• Website operator: New Top BY Capital Management GmbH
• Brand name: BYC Management
• Company name: New Top BY Capital Management GmbH
• Website: bycmanagement.de
• Address: Neue Schönhauser Str. 20, 10178 Berlin, Germany
• Phone: [phone number]
• General email: info@bycmanagement.de
• Support email: support@bycmanagement.de
• Privacy email: info@bycmanagement.de
• Registration number: HRB 170693
• VAT number: [VAT number]
• BaFin-ID 10145448
• LEI 391200218IGVBDWSKM54
• EUID DEF1103R.HRB170693B
• CEO: Julia Stroke

We may collect personal information directly from you, automatically through your use of the website, or from trusted third parties.

The information we may collect includes:

• Name
• Email address
• Phone number
• Country
• City
• Address
• Company name
• Job title
• Account username
• Login information
• Encrypted or hashed password
• Session information
• Authentication tokens
• Password reset tokens
• Email verification tokens
• Support messages
• Contact form details
• Newsletter subscription data
• Marketing preferences
• Communication records
• IP address
• Browser type
• Device type
• Operating system
• Website activity
• Pages visited
• Buttons clicked
• Links clicked
• Form submissions
• Referral source
• Cookie identifiers
• Analytics identifiers
• Affiliate identifiers
• Campaign identifiers
• Security logs
• Error logs
• Fraud prevention signals
• Rate limit records

If the website includes product pages, comparison tools, partner offers, eligibility forms, application forms, or financial content, we may also collect information you voluntarily submit, including:

• Product interest
• Service category
• Application intent
• Eligibility answers
• Budget range
• Business type
• General financial preferences
• Other form fields shown before submission

We do not intentionally collect sensitive personal data unless it is clearly required, legally allowed, and explained to you before submission.

Sensitive personal data may include information related to health, religion, political views, race, ethnicity, biometric data, criminal convictions, sexual orientation, or trade union membership.

Our website is not intended for children. We do not knowingly collect personal data from children under the age required by applicable law.

We may use your personal information to operate, improve, protect, and manage bycmanagement.de and the services connected to BYC Management.

We may use your data to:

• Operate the website
• Display website content
• Process contact forms
• Create user accounts
• Manage user login
• Verify users
• Reset passwords
• Send email verification links
• Maintain user sessions
• Provide support
• Respond to inquiries
• Send service messages
• Send security alerts
• Send account notices
• Send marketing messages, where allowed
• Manage newsletter subscriptions
• Improve website design
• Improve website performance
• Fix errors
• Analyze traffic
• Understand website usage
• Protect the website from fraud
• Detect bots
• Prevent spam
• Prevent abuse
• Apply rate limits
• Protect user accounts
• Track affiliate referrals
• Measure campaign performance
• Attribute partner clicks
• Confirm qualifying actions
• Maintain business records
• Comply with legal obligations
• Establish, exercise, or defend legal claims

Where applicable law requires a legal basis, we may process your personal data based on:

Consent

We may rely on your consent when you accept optional cookies, subscribe to marketing, submit optional information, or agree to tracking technologies.

Contract or pre-contract steps

We may process data to provide requested services, manage your account, respond to inquiries, or prepare to enter into a business relationship.

Legal obligation

We may process data to comply with applicable laws, regulations, tax rules, accounting rules, court orders, or regulatory requests.

Legitimate interests

We may process data for legitimate business reasons, including website operation, security, fraud prevention, analytics, customer support, service improvement, partner reporting, and legal protection.

We may share personal data with trusted third parties when necessary, including:

• Hosting providers
• Cloud providers
• Email providers
• Analytics providers
• Security providers
• Customer support tools
• Consent management tools
• Payment providers, where applicable
• Affiliate networks
• Referral partners
• Business partners
• Professional advisers
• Lawyers
• Accountants
• Auditors
• Regulators
• Courts
• Government authorities
• Law enforcement, where legally required

If you click a third-party link, submit information to a partner, or use an external service, that third party may process your data according to its own privacy policy.

We keep personal data only for as long as necessary for the purpose for which it was collected, unless a longer period is required or allowed by law.

Retention may depend on:

• Type of data
• Purpose of collection
• Account status
• Support history
• Legal obligations
• Tax obligations
• Accounting obligations
• Security requirements
• Dispute limitation periods
• Consent withdrawal
• Deletion requests

Examples:

• Contact form data may be kept long enough to respond and maintain business records.
• Account data may be kept while the account is active and for a reasonable period afterward.
• Security logs may be kept to detect abuse, fraud, or unauthorized access.
• Cookie consent records may be kept to remember your choices.
• Marketing records may be kept until you unsubscribe, plus a suppression record to avoid contacting you again.
• Legal and accounting records may be kept for the period required by law.

We use reasonable technical and organizational measures to protect your personal data, including:

• Encryption in transit
• Password hashing
• Access controls
• Secure hosting
• Firewalls
• Monitoring
• Audit logs
• Rate limiting
• Anti-fraud controls
• Backup procedures
• Vulnerability management
• Restricted staff access
• Security obligations for service providers

No website or electronic transmission is completely secure. You are responsible for keeping your login credentials confidential.

Depending on your location and applicable law, you may have the right to:

• Access your personal data
• Correct inaccurate data
• Delete your data
• Restrict processing
• Object to processing
• Request data portability
• Withdraw consent
• Object to marketing
• Request information about automated processing
• Lodge a complaint with a supervisory authority

To exercise your rights, contact:

• info@bycmanagement.de

For privacy questions, contact:

• New Top BY Capital Management GmbH
• Neue Schönhauser Str. 20, 10178 Berlin, Germany
• Website: bycmanagement.de
• Email: info@bycmanagement.de
• Support: support@bycmanagement.de
• Phone: [phone number]