Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Brent Crude $82.45 +1.2%
Bitcoin (BTC) $64,210.50 -0.8%
Apple (AAPL) $189.42 +0.4%
S&P 500 5,130.20 +0.15%
Gold (XAU) $2,165.30 +0.6%
Personal finance clarity

Delivering investor success for over a decade takes more than luck

Successful investing is never about chasing trends or relying on chance. BY Capital Management brings to the table experience, disciplined decision-making and thorough research.

Product Portfolio

A trusted selection of investment products with clear risk information and defined investment timelines.

Bonds

Lend money to a government or company and earn regular interest until your investment is repaid at maturity.

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Top product

AI Servers

Invest in enterprise-grade AI servers leased to industry leaders under fixed-term contracts, providing predictable income over the investment period.

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IPO Access

Invest in selected companies as they go public, with clear information on share allocation and holding periods.

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Gold

A traditional investment that can help preserve value during inflation and periods of market volatility.

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Stocks

Own shares in companies and participate in their growth, with the potential to earn dividends.

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Fixed Deposits

A simple deposit product with a fixed term, fixed rate and clear maturity value.

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Savings

A flexible cash reserve with daily access and a variable interest rate.

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Flex Deposits

A middle ground between fixed deposits and savings: better planning with partial access.

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Crude Oil

Exposure to global energy markets through crude oil-linked instruments, priced against benchmark futures.

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Live markets

Markets, always in view.

A live snapshot of major crypto, equity and commodity markets, refreshed throughout the day.

Portfolios built with clarity and expert guidance.

An abstract illustration of thin overlapping gold rings with a soft glow on a dark background, symbolizing connected strategies and portfolios.

Get one-on-one guidance from our portfolio experts to review strategies, evaluate opportunities and make confident allocation decisions.

Make informed investment decisions with the tools, insights and support you need to create portfolios that match your goals.

Explore strategies together

Work with experienced specialists

Portfolio analytics

Use powerful analytics to evaluate portfolios, compare strategies and understand how different scenarios affect long-term performance.

Compare Products

Together we compare multiple funds or discover similar investment options based on your selected product.

Model portfolios

Save time with professionally designed model portfolios that will be customized to suit your investment approach.

Trusted by Institutional Leaders

Operating within a network of established global partners to deliver seamless investment execution.

Estimate the numbers before you decide.

Use the calculator to model interest, maturity value and monthly progress for deposits, savings and income products.

Projected result
Total profit
Final balance

Illustrative projection only. Not financial advice. Actual returns depend on market conditions, fees and product terms.

Key advantages

Why us?

Every client relationship is built on a dedicated advisor, carefully vetted products and communication that stays clear at every step. Our approach is designed so that your interests and ours remain fully aligned.

We centralize your entire financial ecosystem into one secure workspace. Our platform is engineered to remove noise, providing a single, intuitive overview for more confident decision-making.

All-in-one dashboard

Every client is paired with a dedicated relationship manager, available to talk through decisions, answer questions and provide guidance whenever you need it.

Personal advisor

We only offer products that have been carefully vetted and proven over time, so you can invest with confidence in every option on the platform.

Proven products

We communicate every detail clearly and transparently, from fees to risk, so you always know exactly where you stand before you make a decision.

Clear communication

Our success is tied directly to yours. We are committed to outcomes that serve your goals first, not just our own.

Aligned interests

Important Disclosures

Risk & Suitability Summary

All investments carry risk, including potential loss of principal. Risk profiles vary by product and are detailed on each product's page. Any allocation should represent only a portion of a well-diversified portfolio. Past performance does not guarantee future results.

Tax Treatment

Tax treatment of income and capital gains depends on your jurisdiction, the specific product and your personal circumstances. BYC Management does not provide tax advice. We strongly recommend consulting with a professional tax advisor prior to commitment.

Access & Liquidity

Liquidity terms vary by product: some allow early access subject to a reduction in accrued interest, others include fixed lock-up periods. Review the relevant product page for full terms before committing.

"The information on this page is for educational purposes only and does not constitute financial advice. BYC Management acts as a technology and information bridge to regulated institutional partners."

Questions before you start

Straight answers for the most common client questions.

Every investment decision starts with understanding. Speak with an advisor for clear answers and expert guidance.

Founded in 2015, BY Capital Management has built a decade-long track record of helping investors access opportunities across digital assets, emerging technologies and future-focused markets.

The public pages are educational and help you prepare. Product decisions should be confirmed with a qualified advisor using your personal situation.

BYC Management headquarters are located in Berlin, Germany.

Withdrawal options depend on the terms agreed for that product. In most cases you can request withdrawal of your initial investment at any time, but depending on the contracted terms, an early withdrawal may result in losing accrued interest.